Representative example: The total loan amount is CZK 2 000 000, the amount of individual annuity installments is CZK 10 241, the number of installments: 360, the fixed borrowing rate is 4.59 % p.a. with a fixation for 5 years, fees associated with the loan, which are part of the total cost of the loan: administrative fees for depositing and deleting the lien in the real estate cadastre CZK 4 000, reimbursement of costs associated with the real estate estimate CZK 4 000 per month, estimated collateral insurance costs of CZK 170 per month, official verification of signatures CZK 90, loan duration: 30 years, the annual percentage rate of charge is (APR) 4.87 % and the total amount payable by the consumer is CZK 3 756 050 (APR calculation is based on the assumption that the interest rate and price for real estate insurance will remain at the level set for the initial period for the entire duration of the contract).
This representative example and calculations are not advice in the sense of § 85 of the Consumer Credit Act No. 257/2016 Coll. Therefore, we do not provide advice pursuant to Section 85 of the Consumer Credit Act No. 257/2016 Coll. The representative example and web calculator are for information only. The calculation in all calculators on this website is indicative, not an offer to conclude a contract and is not a promise to conclude a contract. The final parameters of the loan may vary.
